I am married and have 4 children, who are all married with children of their own. I have been married to my husband, Charles, for 19 years. My husband has been retired for 3 years while I am still working with 6 years to go before retirement. Since the children are out of the house, Charles and I love to travel in our spare time. We travel throughout the year, but our favorite is cruising each year. We have been on 8 cruises so far and looking forward to our next cruise.